WEBVTT
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The topics and opinions expressed in the following show are
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solely those of the hosts and their guests and not
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those of W FOURCY Radio. It's employees are affiliates. We
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make no recommendations or endorsements for radio show programs, services,
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or products mentioned on air or on our web. No
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liability explicit or implies shall be extended to W FOURCY
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Radio or it's employees are affiliates. Any questions or comments
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should be directed to those show hosts. Thank you for
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choosing W FOURCY Radio.
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Welcome to to Ask Good Questions Podcasts, broadcasting live every Wednesday,
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six pm Eastern Time on W four CY Radio at
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w fourcy dot com. This week and every week, we
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will reach for a higher purpose in money and life,
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as well as a focus on health and wellness. Now,
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let's join your host, Anita Bell Anderson, as together we
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start with Asking Good Questions.
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Hello, and thank you for joining us today for the
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Ask Cood Questions podcast. I'm so glad you're here today
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and let's join Uh, let's join up with our guest today.
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We have a very special guest and her name is
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Teresa lodato I. Hope I said that right, Let's invite
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her to the proverbial podcast stage.
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Hello.
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Did I say your name right?
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Yes, Lodato Italian. Well, I'm so happy.
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I'm Teresa and I met oh, I'm going to say
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a year ago because we were both interested in podcasts
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and so we've that's how we got connected with each other.
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But we've got some very synchronicity type things going on.
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Let me tell you a little bit about her. She's
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She's on the west coast of the US in the
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San Francisco Bay area, and Teresa is known as a
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powerhouse for personal transformation. Her master's level psychology and advanced
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certification in neuroscience and relational Trauma empowers high achieving, action
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taking women to own their seat at the table by
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combining science and spirituality for incredible results. That last, she's
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my kind of girl. And we're going to have a
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great time today talking about finance and intuition and something
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that I call behavioral finance, which seems to be the
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biggest problem out there with money and people. So welcome Teresa.
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Thank you. It's so I'm so happy to be on
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the show today and just want to add into for
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the listeners. I was a financial advisor for Merrill Lynch
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and also worked in Merrill Lynch's private banking investment group,
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so I also have that financial services background. I was
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in financial services for over twenty years so before I
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made my shift to doing what I'm doing now. So
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I'm happy to be here discussing two of my favorite topics,
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money and intuition.
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Well, and another thing that and I haven't told you yet,
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is my miner in college was psychology, so maybe I
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knew that down the road I was going to be
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doing something like that. I've been doing financial education and
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a big and it's like there's two pieces. There's just
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the how to invest in all that, but then the
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other side is behavioral finance and just there's been so
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much data that's gone into why people get so messed
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up around money, and it's because of their habits and
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their behavior. So you're talking about intuition. How in the world,
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what does that actually mean when it comes to money
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and investing.
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Yeah, so intuition is something that everyone has us. It's
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actually baked into our brain. So neuroscientists are actually discovering this,
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and there's an aspect of our brain that's called the
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default mode network. It's a network within our brain and
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it accesses our subconscious and that's the place where we
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go to vision to dream to access the information that
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our body is taking in. Our bodies are like giant
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radio receivers, and so they're taking in all this information.
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But our brain is only using approximately twenty percent of
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the information that our body takes in in this receiver.
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And that twenty percent is comprised of what will keep
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the brain safe and what will make it so that
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it's the most efficient. So if there's something, you know,
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the brain takes in information that it thinks it can use,
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it's going to link it to things that it knows
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from the past what happens, and so it's always looking
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at that certainty. And so the other eighty percent of
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the information is stored in our bodies. And this is
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what comes out when you have dreams at night and
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you start realizing, oh, wait a minute, you know, I'm
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going through a really stressful time and you start having
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nightmares or you start having different dreams that are you know,
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kind of make you not feel great when you wake up.
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That is your brain kind of processing all this quote
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extra information, and so your intuition is just being able
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to calm your brain down enough so that you can
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access that other eighty percent of information to help you
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blend it with the logic and the data. You have
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to make the best decisions that you can and really
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reduce the amount of uncertainty in your life.
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Well, you know you're making you know, it's like, well,
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because you're going to go and you're going to make
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some decisions based on that. But let me ask you,
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how how can somebody differentiate between like a gut feeling
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and an emotional reaction.
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That is a question I get every single time that
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I give a talk. They say, how do they come
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up after me? And they say, how do I tell
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the difference between my anxiety and my intuition? And the
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key component, key component is that your anxiety is a
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fear based emotion. And so if you look at doctor
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David Hawkins, he has a map of consciousness that's out
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you know, you can google it and you will see
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that there are certain emotions that fall below the line
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and these are based on fear. So anger, guilt, worry, shame,
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all those types of emotions are what we consider below
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the line emotions. The above the line emotions are things
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like love and gratitude and joy and hope. Those are
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all above the line emotions. So when we are in
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an anxious state or our anxiety is triggered, what is
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happening in our brain is it is activating the stress
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response in our brain, and so it goes through a
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period where it releases hormones into our bodies. So that's
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nor penefherne. Different lots of different hormones and chemicals. I
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won't get too scientific on everyone, but the bottom line
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is if you feel that rush of excitement like you're oh,
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you just have a whole bunch of energy all of
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a sudden, that's nor pereneferin, which is like adrenaline. So
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it's giving you that rush of feeling. So if your
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heart is beating fast, or if you feel flushed, or
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if you're starting to if you're really aware of your body,
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if you're starting to feel kind of tense, that means
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that your anxiety is activated and that's a fear based response.
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So that is not the time to check in with
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your intuition. Now, on the flip side, if you're nice
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and calm, if your heart rate is lowered, if you
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can breathe naturally and easily. Then that's probably more likely
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to be in the neutral balance state, which is where
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you want to be when you start tapping into your
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intuitive gifts.
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Well, do you think that you're born with this or
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can you learn? I mean, I think one of the
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reasons why I went into I went into financial services
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after a terrible divorce about twenty five years ago. Now,
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part of it was part of it was just having
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a get feeling that and also a bit I went
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out and I studied women in financial services. But I
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also had people saying you should look at this as
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a career because you'd really be good at it. And
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so for me, it was kind of like a mix.
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But what do you think. Do you think that there's
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some natural ability to be able to do this sort
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of thing or is it just going to be a
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learned behavior.
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Yeah, you know, it's interesting. Like I said, we all
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have access to our intuitive gift. It's something that's just
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you know, we're born with this ability to access our intuition. Unfortunately,
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especially here in the West, not the Western United States,
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the Western civilization, we are not taught to really trust
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our intuitive gifts. Now, if you're someone who has more
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of the Eastern either your background is you know, if
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you're Asian or Indian or some of the different philosophies
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and cultures, then chances are you will be more open
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to this because it's just part of the culture. Now
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that all being said, like I said before, it's really
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about our stress response, and that is what limits or
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hijacks if you will are intuitive gifts. What I do,
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I actually offer intuition classes. I just finished my last
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beginning intuition class and we start another one in July.
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But there are certain ways. There's a certain practice that
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I have been teaching for well over t years to
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help people tap into their intuitive gifts. And within eight weeks,
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you know, definitely within that period. Sometimes it's within the
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first week. Sometimes you know it's all along. You start
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being able to access your intuitive gifts because there's a
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certain practice that I guide people through that's very easy,
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very empowering, and that enables you to start getting those
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wins of checking in with your intuition and getting the
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information validated. So, yes, it is something that's natural, and
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yes it is something that is learned because we have
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to practice it because we just weren't taught how to
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be or to access our intuitive gifts unfortunately in our
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Western civilization.
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Well, and it sounds like it does make a difference
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to the environment. If you're in India, that's a that's
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just a completely different culture and environment then yeah, our
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Western civilization. Yeah wow. So here's the next question. Why
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do you think intuition might be really good and valuable
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in a financial landscape that's full of uncertainty. We don't
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have any uncertainty right now at all at all, not
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at all known. Yeah, so let's think about that because
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that's like a hot topic. And it's like I have
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clients who have called and said, well, it's going to
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go on with the stock market. Well, you know, I
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have to tell people I've lost my crystal ball. But
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what do you think about, you know, having intuition try
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to help you with with all the uncertainty in today's world.
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Well, I think the real power behind the classes that
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I teach is to not only be able to access
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your intuition, but be able to get in that calm
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centered place and be able to live from that and
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equate it to like a hurricane. You know, in the hurricane,
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you've got all the winds that are blowing around, and
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things are flying and the you know, it's just it's
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windy and it's raining and everything, and then there's the
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calm center right eye of the hurricane. Most of us,
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because of the way we were raised and because of
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all the programming we received, we're accustomed to being out
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there in the hurricane itself, being blown around and not
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knowing what's coming at us and what the next thing
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is going to happen.
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And there's the house coming at you.
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There's a pressure, absolutely, But through the work of being
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able to learn these practices, you start to really calm
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down your nervous system so that it recognizes and starts
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to make that the natural state, which is our natural
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state of being. And so from that point, you know,
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you when you're living from that point of that calm center,
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then no matter what happens, you are comfortable with it.
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And I'm actually going to bring up one of my students,
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Like I said, I just finished this eight week beginning
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Intuition class and one of my students had a major
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medical emergency during this eight week period. It was actually
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about week four major like you know, we're talking brain surgery.
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It was, it was serious. She was so calm during
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the whole process. And she finished up the class yesterday
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and she said, I don't even recognize the person that
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I am. I've been so calm. I've just trusted. I've
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trusted my intuition. I've trusted the doctors, you know, the
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doctors that I chose.
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You know.
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Her neurosurgeons said, Oh my gosh, I don't understand someone
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was stage four brain cancer. How you could be so
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calm about this. You shouldn't be walking, you shouldn't be talking.
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But here you are. You're calm, you're relaxed. We expect
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wonderful results. She's making a full recovery. And she told
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me yesterday doing she goes, had I feel so blessed
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to have met you and to have done this class
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when I did, because if I didn't have these tools,
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I know, I just I know in my heart that
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it would not have been a good outcome. So once again,
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this brings us back. I mean, that's a really severe example,
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but it brings us back to the power that we
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have within us that as we look at different challenges
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and uncertainties that come up in life, it's how we
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approach it, it's how we face it, and if we
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face it from that calm centered place, doing your practices
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and everything that I teach, then you're empowered to be
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able to survive no matter what life sends your way.
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And I think that's the real benefit of the work
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that I do with my clients is being able to
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help them get to that place so that they can