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The topics and opinions expressed in the following show are
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solely those of the hosts and their guests and not
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be directed to those show hosts. Thank you for choosing
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Welcome to the Ask Good Questions Podcasts, broadcasting live every Wednesday,
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six pm Eastern Time on W four CY Radio at
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W four cy dot com. This week and every week,
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we will reach for a higher purpose in money and life,
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as well as a focus on health and wellness. Now,
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let's join your hosts, Banita Bell Anderson as together we
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start with Asking Good Questions.
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Hey, welcome to the Ask Good Questions podcast. I am
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so glad that you're here today, and man, have we
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got a guest that is going to turn you upside
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down when you think you know, when you're thinking of
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money and monks, believe it or not. So with that,
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I want to get going because we've got a lot
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to cover. I'd like to invite Doug Lineum to the
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podcast stage. Welcome Doug.
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Thanks great to be here.
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Well, let me tell you a little bit about Doug.
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This is kind of a really interesting thing. He his
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career path has been wilder than what he calls a
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roller coaster designed by Salvadar Dolly on a sugar high
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from the Marine Officer candidate school. I want to know
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somewhere in here, I want to know why you left
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that to twenty years as a beddedicting monk before urging
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from Monaska life to become a financial advisor and a
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business coach and a keynote speaker and a best selling author.
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He's got two books, from Month to Money Manager and
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Taming Your Money Monster nine Pass to Money Mastery. I'm
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getting a lot of m's in there, Doug. Now, this
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is with the Enneagram, which he's going to talk about
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revolutionizing how we understand our relationship with money. This is
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in my twenty five years in the financial advising world.
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Behavior has been one of the biggest things that I've seen.
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He's also got a popular ten X talk that has
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had over four hundred thousand views. His insights have been
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featured on CNBC, in the New York Times, and he's
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now a financial advisor with the Innovative Advisory Group. And
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his unconventional journey earned him a private audience with Pope
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Francis in twenty twenty two and established him as a
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leading on the intersection of wealth and meaning and purpose.
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So anything to add to that done.
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Oh, it's a pretty good start. I think we just
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get going with that.
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Yeah, I would say, so, well, you've lived like three lives,
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marine and the monk and the money manager. What's the
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through line? What is it that's connecting all of those
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three things?
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Oh? Wow, I guess the through line is I guess
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a life of service, you know, trying to find different
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ways to live a life of meaning and purpose and
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trying to find ways to Yeah, I think those deeper
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philosophical questions of you know, why am I here? And
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what's it all about? It's being curiosity is probably a
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through line, and then adventure is another through line, and
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then just always looking for that way of using my
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talents to serve others.
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So let's begin with the whole thing. What you were
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on your way to becoming you were in the Marine
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office or training school. So what happened there?
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Oh, it was great. I had a blast.
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You know.
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I graduated, taught my class, and was thinking about making
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a career on the Marines.
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Uh.
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I finished my training and then to be an officer,
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you need to have your training completed, and you also
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need to have your college degree. And I saw the
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year college left, so I sent you back to school.
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So I kind of a year pause to sort of
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sit and think about this a little bit about what
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I really wanted to do with my life. And I
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kind of realized that unresolved anger issues and high explosives
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were probably a bad combination. So I didn't need to
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go blowing people up around the world because of my
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unresolved emotional issues. And you know, I left the Marines
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because I thought, well, if I'm going to leave this life,
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what would be a higher calling? What would give me
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the structure, the discipline, the spree of core, the camaraderie,
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and maybe a higher sense of purpose. And that's when I,
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of course, any self respecting person would do is go
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off and join them on.
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It was.
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A great way to flabber. Ask my parents. They were really,
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really a great way to rebel against how I was
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raised and annoying them immensely, which I did a good
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job of doing over the years. Much I'm sorry, Mom
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and Dad, But anyway, so that's kind of how I
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got got into the monastic life and was really looking
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to escape the world of money and materialism forever. But
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obviously things took a bit of a turn.
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Well you were there for twenty years, yeah, twenty years? Yeah, yeah,
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so wow. Well when people here from month to money manager,
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that seems like a contradiction.
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Right, Well, I guess what I learned. I guess what
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I learned the monastery is that money and spirituality aren't
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aren't separate. You don't need to divorce yourself from the two.
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And then in fact, when you when you reject money
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for the wrong reasons, it can be as unhealthy as
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being greedy, greedy and averishous for the wrong reasons as well.
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So they just have two sides of the same coin.
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And that you know, we have a lot of biblical
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admonitions against greed and wealth, which are which are understandable.
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But when you're a little more deeply about it and
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you understand maybe even the historical context in which some
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of those those statements were made, then you kind of
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has a little more nuanced to it and realize that actually,
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when you when you reject money completely out of hand,
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then you disempower yourself and you and you, you're giving
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up one of the best tools we have for love
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in our world. And so you can't you know, because
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a couple of years after I got to the monastery,
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what really kind of turned things around for me is
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our community went bankrupt. And so after the monaster and bankrupt,
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somebody had to sort that mess out. And I was
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the most junior monk at the time, so I kind
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of naively raised my hand to take on that project.
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And you know, I couldn't do a worse job than
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my predecessor, So the bar was set pretty low, even
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though I was financially illiterate at the time and really
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didn't know what I was doing. But I got in
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there and figured out and realized I had some skills
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to be of service. So that's kind of how I
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started off into my financial journey.
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Well, it was just kind of like the universe put
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you where you needed to be.
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Yeah, and yeah, so you can't you can't feed the
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hunger your clothes naked or healed the sick without some
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money in your pocket. And that's what I realized in
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the monastery is that, you know, we were all smart,
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well meaning, well intentioned people with good hearts, but we
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had these what I call money monsters, these these negative
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attitudes around money that really disempowered us and put us
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in a deep financial hole and prevented us from being
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able to really be of that tool for love and
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service that we were called to be. There were so
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many people we wanted to help, so many the things
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we wanted to do, but we just couldn't because of
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the financial constraints. That just felt like you're shackled and
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handcuffed because you just you can't do anything in a
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modern economy without without money in your pocket.
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Right, And what the scriptures actually say, it's the love
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of money. It's not behavior, it's a behavior. Is that
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that is the problem.
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Well, yes, and if so, I actually have a whole
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chapter on that in my first book, From Monk to
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Money Manager. And when you dig into the Greek it
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turns out in ancient Greek there's five different words for love,
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and so what we're talking about the love of money,
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there is a very avaricious kind of love. And so
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what without without boring your your your audience with a
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linguistic lesson, I'll just say there's higher forms of love,
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what what we would call in Christianity agape love, And
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how do we bring that higher form of love into
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our money? Because maybe it as a philosophical thought experiment,
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regardless of your faith tradition, like whatever your set, whatever
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you whatever, you know your sense of the divine is like, well,
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if I can use the God language for a moment,
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where is God?
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Not?
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Where where is and and so how can God not
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be in our financial life and and be in other
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parts of our life? It doesn't make any sense that
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we arbitrarily divorce those two. So it's really about bringing
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a higher form of love, not because only one word
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for it in English and it doesn't translate well. And
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so it isn't just the love of money. It's that greedy,
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avaricious kind of the ebbets are scrooge mentality towards money
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that wolf of walts exactly.
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So what do you think is the most common money
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struggle that you see that isn't actually doesn't have anything
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to do with math or budgeting.
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Well, that's a deep question that goes back to the enneagram,
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which we can get into. But Okay, the simple answer
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is there isn't a simple answer. It isn't like there's
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one thing that we all universally struggle with. It really
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depends on our personality type, and our personality structure determines
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how we kind of view all of reality, but then
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also determines how we have a how we relate to
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money and healthy and unhealthy ways.
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Well, I you know, as I you know, I've been
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reading your book and thinking about this. I went through
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this terrible divorce about twenty five years ago, and I
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did a really good job of self sabotaging myself financially,
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and now I can look back at it and I
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can just see all kinds of you know, that was
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all wrapped up in emotions and my psychological state of
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mind and everything. It was really interesting. So with that,
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I'm thinking, let's get into you. You're talking about sacred wounds.
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So if you could define what's a sacred wound, how
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do they form and why do they show up in
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our finals?
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Did you have a sense of your enneagram type by
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chance from what you've looked at the book, or.
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I knew you were going to ask me that I
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didn't know. I didn't do it yet, I'm going to.
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But we can dig into you a little bit, maybe
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do a little armchair diet coaching and figure out your monsters,
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and that might teach your audience a little bit about
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how the system works. So your question of the sacred wound,
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so the way it works, and so what I've really
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tried to do. So the enneagram for the audience's members
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who aren't familiar with it any In Greek means nine
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and Graham means drawn, So anagram is a big fancy
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word for nine things drawn together and what they represented.
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The nine sort of archetypal personality structure ego defenses that
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we can have. So if you think of a color wheel,
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if you take a circle, and you do have a
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giant color wheel, you can basically divvied up into nine quadrants,
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and then our personality sort of fall on a range
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somewhere in each of those quadrants. And so the way
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it works is your personality has a lot of parts
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to it, and the anagram doesn't explain everything about who
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you are because you have a nature component your DNA.
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But then you have a nurture component, and so the
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enneagram helps explain the nurture part of your personality, how
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your childhood environment shaped your ego defenses that allowed you
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to survive the biggest threats and the biggest challenges that
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you face in that childhood environment. So it's a little complicated.
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I'll try to get too technical with it, but essentially,
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think of it like this. When you're born, you know,
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there's a physical umbilical cord that gets cut with a
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sharp knife, right, and then you're physically separated, but we
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form what I call an egoic a psychological umbilical cord
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that forms between us and our caregivers, and that egoic
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codependence allows your parents to do most of the driving
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of your ego in the formative years of your life
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because you're not really sure what this reality thing is yet.
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And then you enter into what we call the individuation
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and differentiation stage and childhood where you begin to separate
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from your parents, and that psychological umbilical cord has to
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be cut, and unfortunately it help just like the physical