Nov. 18, 2025

Harvest Your Dreams: Redefining Success in the “Senior Encore” Stage of Life

Harvest Your Dreams: Redefining Success in the “Senior Encore” Stage of Life
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Season 1

What if your best career chapter is still ahead of you? In this episode, Mike Dwyer, founder of Emplana, shares how professionals in the “Senior Encore” stage can turn experience into renewed purpose. From navigating a rapidly changing job market to making intentional financial and life choices, Mike offers tools, insights, and real-world strategies to help you stay relevant and fulfilled. Discover how to “harvest your dreams” and redefine success beyond traditional retirement.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Ask Good Questions is viewed on Talk 4 TV (www.talk4tv.com).

Ask Good Questions Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

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WEBVTT

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The topics and opinions expressed in the following show are

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solely those of the hosts and their guests and not

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those of W FOURCY Radio. It's employees are affiliates. We

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make no recommendations or endorsements for radio show programs, services,

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or products mentioned on air or on our web. No

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liability explicitor implies shall be extended to W FOURCY Radio

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or it's employees are affiliates. Any questions or comments should

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be directed to those show hosts. Thank you for choosing

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W FOURCY Radio.

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Welcome to to Ask Good Questions Podcasts, broadcasting live every Wednesday,

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six pm Eastern Time on W four CY Radio at

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w fourcy dot com. This week and every week, we

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will reach for a higher purpose in money and life,

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as well as a focus on health and wellness. Now,

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let's join your host, Anita bell Anderson, as together we

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start with Asking Good Questions.

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Hey, hello, and welcome to the Ask Good Questions podcast.

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We are definitely going to ask some good questions and

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have some good answers as well. Today I'm coming at

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you from Hawaii, where I'm serving a mission with my

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husband and we're here for another six months or so.

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But in the meantime, technology does this thing. You can

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do this wherever you are in the world. So with that,

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I'd like to invite my guest today to the podcast stage.

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His name is Mike Dier. Mike is I'm so happy

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that you're here.

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Mike, Thank you, Barnita.

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Okay, So he has had quite an impressive career. He

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had actually he and his people had reached out to

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me and said that they thought that Mike might be

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an interesting choice for the podcast. He's done a lot

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of things in the public, in the private and public sectors.

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He has he's created something called Implant Career. And he's

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actually in Boston, Massachusetts, so we are several time zones apart.

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And he has done a lot of things with thinking

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about people that are in the fifty sixty seventy age group,

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how do they transition to a whole nother segment of life.

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And so he's thought about navigating job markets. He's thought

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about intentional financial and life choices, which is a lot

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of things that while we talk about here, and he

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offers tools and insights and real world strategies to help

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you stay relevant and fulfilled. And so today we're going

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to talk about something he calls harvest your dreams and

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redefining success beyond traditional retirement. I mean, I don't I

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don't know, Mike, if there isn't even most people, it

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seems to be like I'm a good example. I wasn't

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ready to just sit and do nothing. I have a

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whole lifetime of experience, and so most people I think

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are like that. They're healthy for the most part, wanting

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to just go out and continue to contribute. So, Mike,

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what inspired you to create and plan a and focus

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on helping people in there? What you call senior and encore.

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I love that senior on court. It's another stage of life.

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You're here, and I think the main driver is collaboration.

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For some reason, A lot of times I think people

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in the back of their mind. In fact, I don't

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know if I mentioned this to you when we talked before, Benita.

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I once commissioned a small marketing study with some folks

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groups and it was really interesting. The takeaway from a

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couple of different age cohorts was that if I want

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to get in shape, you know how every New Year's

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we joined the gym, I'm expecting to hire a trainer.

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But when it comes to job and career. You remember

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that Marlborough man ad the strong silent type, right, And

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you know it turns out that I plant career. If

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you're from you are familiar with stuff like this, as

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with your financial background. It's a DBA doing business ass

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The underlying company is called Career Collaboration LLC. So I

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don't think I could say it any stronger. The whole

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point is to join together. And you know that in

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terms of you mentioned practical tools and stuff. When I'm

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working with somebody, I mean right away I'm saying, who's

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your peeps? Do you have a personal board? You know,

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do you have a mentor? And what would that look like?

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And could you do a trial run or a little pilot.

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So just to start the conversation here, very much believing

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in collaboration and seeing that people don't always know how

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to go about collaborating on a job or a job search,

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or a job change or a career. And I think

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one of the things we do for each other, you know,

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let's take this personal board. You probably want someone who

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knows you well enough. In fact, I was talking to

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someone I respect who said, yeah, if you're going to

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have a personal board, at least one of the people

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might not even know what you do, but they know you.

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They know when you're being timid, they know when you're

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being maybe too bold. And so if you can get

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a little cohort together, that's checking in with you, making

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sure you're thinking a little bit out of the box.

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I always think of things in terms of landscapes, a

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range of outcomes, and you know, I, you know, I

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think that's a very playful Well I've talked for a

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few minutes, so surely time to stop for a sec.

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But you know, you know, you make.

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Me think of well. The reason that this podcast is

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called Ask Good Questions is because in my life, when

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I go back and look at all the big mistakes

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that I've made in my life, it's because I didn't

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ask good questions, and I didn't ask about what are

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the range of outcomes that could happen. I mean, it's

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not even something that entered my mind. So I'm thinking,

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you know, it would be interesting would be if people

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use the personal board concept. If they were retiring from

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a regular from a you know, a job, but they

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wanted to start a business. Wouldn't it be interesting to

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have a group of people together to brainstorm what that

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business might look like.

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Absolutely, And you know, when I talk about a range

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of outcomes, it could be anything from a dog walking

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business because now I can write my novel, it could

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be you know, I've come I've been really lately. I'm

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a nerd, and I've been really focusing on freelance platforms

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and I've got some really some things that I think

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are some pretty interesting statistics. Turns out that on Upwork,

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nine percent of the talent as boomers. So that's that's right.

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I mean that's intriguing to me. It's not a majority,

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but you won't be lonely. So when we think about

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that landscape, that range of outcomes, you know, we want

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to be thinking everything from the dog walking business to

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putting you a toe in the water with a service offering,

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to a part time job to starting a business. You know,

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I was nice enough to be a guest. I mean,

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I was lucky enough to be a guest on a

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podcast with someone who does franchises. And this person is

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so deeply expert at the enormous range and that might

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not be for everyone, but you know what, once I

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got talking to her, I mean, it goes everything from

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vending machines to Orange Theory fitness clubs. So now I'm

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gonna I'm going to hit the tennis ball back to you,

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Bunny and say, you know, even in these last couple

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of minutes, now we're starting to look across a landscape.

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We're really thinking about a lot of possibilities, and you

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would want your peeps to help you do that.

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Yeah, yeah, absolutely, that is so true. I think back

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to when I've got three daughters, when when they were teenagers,

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we did a vending machine business. And my goal I've

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always been kind of this little entrepreneurial center. Again, I've

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always been somebody that's done marketing businesses at home on

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through the years and a variety of things. But my

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goal was to teach them and so in collaboration, you know.

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So my approach has always been two, how can I

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help somebody else that's in my family. Actually I have

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I've got a granddaughter now of one of the you know,

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a daughter, the oldest daughter of one of those daughters

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that did the vending machine business years ago, who we're

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going to do some low content books. She's this artist

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that is wonderful, wonderful artist. But I think it does

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bring up a whole range of ideas on where could

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this go. If I was to think about doing something,

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I would like to ask you. You know you you've

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you've said in a lot of different ways that the

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best career chapter might still be ahead of you, right,

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and so what does that mean to you personally? Because

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you've done a lot of things in your life? How

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did you know? How did that get How did your

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thinking happen so that you got to where you are

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doing this now?

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Well, for me, I never left and that's one of

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the reasons I can work with seniors. And you know,

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I don't have to claim any special talent showing up

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year after year, decade after decade, and keeping up on things.

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I mean, right in the last six months, I'm working

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on cloud computing, some cybersecurityarty, little bit of AI. So

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one of the things, you know, as we think about

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these different options and why you want some help, why

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you want your people or your board, one of the

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things you want to do is a lot of seniors

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are afraid of tech. And let's all admit, a thirteen

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year old can configure your phone faster than any of us.

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I don't care how good you are, right, but on

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the other hand, right, that's just how it is. But

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you know, one of the things when I see somebody

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who's talking about staying in the workforce re entering it.

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In today's world, you need to be able to use

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what i'll call collaboration technologies. And if you've used I

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don't care if it's Google, Suite, Teams, Slack, and you know,

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whenever I'll tell you what, whenever I hear someone being

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an outsider looking in, I want to turn that around.

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So I have under the heading of some networking ideas,

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think about this kind of a lab What if a

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few friends download a copy of flack and organize a

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golf tournament or a birthday party or a trip. So

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the purpose of that is that even in play, we

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can be going from boy, I don't know what this

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stuff is too. You know, here's the part I like,

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here's the part I need to learn some more. I

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want to change the dialogue so that you're getting this

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feeling of jeez. You know, there's a human noise we make.

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It goes like huh, and it says that's kind of

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interesting and it's intriguing and maybe even possible. And I

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think when you're working, when you surround yourself with people.

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And I mean, one of the things I can always

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reassure the podcast host is there's no heavy sales or

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arm twisting. I have a day job consulting practice. Somebody

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wants to leave a note on the implant A website

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and you see, if you get together, great. But I

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actually pretty happy if if someone ever sent along something

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that said I was listening to this podcast. I asked

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some good questions. I put a few people together and

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they help me think about something that I'm still doing

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and it worked out. Wouldn't that be nice?

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Yeah? Well, okay, so let me ask it a little

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bit a little bit different. How can someone Okay, so

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let's say, okay, Mike, you sold me. I'm going to

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get together on that board and I'm going to think

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about this. How can somebody identify what their next chapter

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is going to look like after decades in a traditional career.

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What would be the things that they would do to

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identify with that? Maybe they're kind of unclear.

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Well, you know, the first thing I think you want

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to do is, I see two dynamics. One is retrospective

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and one is prospective. One is reflective. So you know,

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onny to neither one of us is twenty years old.

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And if we were to look through our LinkedIn our resume,

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if we look through some old project files, I really

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do encourage people to take a timebox. No down the

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rabbit holes, no looking on you know, social media forever,

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but a really purposive look. And the kind of things

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I'm looking for is, you know, people will tell me

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when they get thinking and looking back, you know I

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actually did facilitate meetings or I've written a ton of

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request proposals and as soon as you can start. Because

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one of the things about today's world, and about what

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you just said, the person who's got decades, one of

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the things we want to be a little bit playful

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about is you can think of a job as a

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monolith or molecule, a couple of different models, and in

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that job are atoms, are things you can break off.

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And you know, today right now, this very minute job

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markets bleak. I mean, his headlines all over the place.

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So longer you know, there's bots dis guarding resumes, so

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you know, you don't want to just waste your time.

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But if you're looking back and realizing that, you know,

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there's some people I've been meaning to get in touch

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with or that little company I wonder if it's still around.

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Those are really good dynamics. So that's the retrospective part,

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is using your biography to get some nuggets. And one

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of the things I really encourage people to do is

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to value their musings and thoughts. Once every couple of months,

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I give somebody a thirty dollar Moleskin notebook. And this

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is because I've heard them say some things that were

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valuable and just went into the air and I won't

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have it. And what happens is when I don't care

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if you use notepad, dictaphone, for God's sakes, if you

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want to show our age or this little bullskin notebook.

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What happens is when you record your thoughts, when you

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think and remember about stuff I've done. When you come

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back and look at that, there's a wonderful ordering that happens.

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As you look through that, you go, huh, okay, that

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was a nice thought. But then you see some other

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things and you say, you know what, that's actually intriguing.

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This is worth more so Already I think we're doing

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something healthy. We're going from a blank page, an empty slate,

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to some retrospective and reflective work that says what did

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I find interesting? What did I do that was, you know,

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maybe something I could break away or have fun with.

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You know, I met somebody who on a podcast who

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ran throw birthday party for a little kid's business, and

259
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they had a ball with it for years. There's a

260
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million things. If it's all right, I'll give you one

261
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more example. Yes, So my wife bought me a nice

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drone a few years ago and I did a bad thing.

263
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I let a collect us for a couple of years.

264
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An yeah, okay. I looked at this and I said, no,

265
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this isn't right. And so I took a Saturday or

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two I did the YouTube's and sure enough, next thing,

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you know, I'm taking pictures of the backyard. My son

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has a property in the more rural with you know,

269
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maybe eighteen acres. We're taking pictures of the goat pen.

270
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Now where does this go? Well, once you start doing stuff.

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I showed a picture of my backyard to a friend

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a church and she said, you know, would you take

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some pictures of my next social gathering.

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I saw that coming and if.

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You can't see it, so then what happened is now

276
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the wife says, okay, I finally woke the nerd up.

277
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He's underway. So for the next birthday, I get two books,

278
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two nice little paperbacks in color. The first one is

279
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how to be a better drone photographer and make sure

280
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you put a street sign or a person or something

281
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that shows scale and all this good advice. But then

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the second one, you know, drones can help the town

283
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figure out if the yellow lines in the parking lot

284
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were in fact down straight and you should pay the vendor.

285
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I mean, there's a million things you can do. So

286
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I hope you're getting a flavor now. I'm sitting in

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a co working space that has three hundred companies, from

288
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startups to nonprofits, to insurance tech platforms with seventy staff

289
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that have been going for years, to an AI startup

290
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that manages utility grids. So I mean, I hope that

291
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you're seeing what can happen when people start talking and

292
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exploring and brainstorming.

293
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Well, what do you think are the mind shifts that

294
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are most important for redefining what this would look like

295
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for somebody?

296
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Well, you know what, I think the first thing you

297
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have to do is let go of some things. You know,

298
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the person who introduced us, Steve Dubin, he's really been

299
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around the block. He's run commercial networking. He's just a

300
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marketing savvy guy. I mean, I think you too would

301
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have a lot of fun by the way, but that

302
00:18:21.400 --> 00:18:26.000
ever develops. But you know what we were talking sometimes

303
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about sometimes you might have to get used to having

304
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a much younger boss, and what's wrong with that? You know.

305
00:18:38.160 --> 00:18:41.839
I was at something recently where there was a very

306
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polished thirty year old was leading a seminar on process

307
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of improvement in the public sector. And there was probably

308
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twenty five people who've gone through the course and they

309
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at the end of the graduation, the bosses and colleagues

310
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had been invited and it was a bit of a

311
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good do And I remember asking this thirty year old

312
00:19:02.839 --> 00:19:05.960
whether she had an MPP Master of Public Policy or

313
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an MPa Master of Public Administration. She said both. So

314
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I think what the point of that story is and

315
00:19:12.960 --> 00:19:15.880
what Steve and I kick around is he'd put it

316
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one time, even if the person doesn't look old enough

317
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to shave, don't assume they don't know what they're doing.

318
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And you know, and I'll tell you one another thing.

319
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When you work with somebody, Let's take someone who's been

320
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in middle management and banking. This is an actual story

321
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I'm familiar with, and I remember talking to that person

322
00:19:35.160 --> 00:19:38.079
and saying, you know, we're going to have some fun

323
00:19:38.119 --> 00:19:41.559
today because we're gonna tickle your fancy a little bit.

324
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Should you stretch one last time for a more executive

325
00:19:46.079 --> 00:19:51.680
job or should you consolidate around being a line professional

326
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because you would be just so you would be like

327
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the model of it. And I think those are fun

328
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concept that were imagining, and they're very much let go

329
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concepts because you know what, what you're in that conversation.

330
00:20:06.799 --> 00:20:09.200
You're not saying I'm doing what I did before at

331
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the same level, you know, with yeah, I got three

332
00:20:12.799 --> 00:20:16.359
more reports or something. So I just will throw all

333
00:20:16.359 --> 00:20:19.000
that to you that you'd want to be in this conversation.

334
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You'd want to let go and let your your mind go.

335
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And because you've got such financial background, and there's somewhere

336
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in this earlier you were mentioning something about I don't

337
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think you use the word grounded, but maybe practical or something.

338
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You know, I mentioned these freelance platforms because you don't

339
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have to go raise three million dollars and buy a

340
00:20:44.640 --> 00:20:48.799
building or patent something in biotech. I mean you can

341
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do a little tiny offering for ten hours a week

342
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without stopping what you're doing now, whether that's being retired

343
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or working full time. You see what I mean.

344
00:21:00.599 --> 00:21:04.680
Yeah, well, now, so let's move into You've talked a

345
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little bit about and mentioned it a couple of times. Technology.

346
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So a lot of people in this stage of life

347
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feel like they're getting left behind by technology because they

348
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didn't really grow up with it. So what are some

349
00:21:21.839 --> 00:21:26.400
practical steps that you can think of to bridge that gap.

350
00:21:27.200 --> 00:21:32.279
Well, let's take artificial intelligence, which I'm.

351
00:21:32.079 --> 00:21:35.400
Taking course right now. I'm in the middle of a course.

352
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I'm in the middle of a course to learn how

353
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to create my own clone and to make and ask it.

354
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I'm the biggest thing that I'm doing is and so

355
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I'm in the middle of learning and figuring out how

356
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to give artificial intelligence better prompts.

357
00:21:56.400 --> 00:21:59.920
So anyway, no, no, that is not such a relevant thing.

358
00:22:00.000 --> 00:22:02.839
That is that I couldn't have asked for a better example.

359
00:22:03.240 --> 00:22:05.599
So what I did you know, NERD that I am

360
00:22:06.079 --> 00:22:08.960
and being in Boston in twenty nineteen, I signed up

361
00:22:09.000 --> 00:22:11.039
for it cost me three thousand bucks, but I got

362
00:22:11.039 --> 00:22:14.720
a short course out of MIT Sloan that was what's

363
00:22:14.759 --> 00:22:18.759
the business implications of AI. Probably thirty percent of the

364
00:22:18.799 --> 00:22:23.680
content was was done by Daniel Russ, who's the head

365
00:22:23.680 --> 00:22:26.599
of the c sale Computer Science and AI labb Att MIT.

366
00:22:27.160 --> 00:22:29.720
So like, if you think about it, that's a bit

367
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of a big step, but it's by no means to

368
00:22:32.079 --> 00:22:35.640
sell the house step. It's not incredibly risky. It cost

369
00:22:35.640 --> 00:22:38.960
a future. It was incredible and I have been building

370
00:22:39.000 --> 00:22:41.799
on what I learned in that for the last six years.

371
00:22:41.839 --> 00:22:47.759
So let's take the cohort. Let's take our cohort. I

372
00:22:47.799 --> 00:22:51.359
started to mention, I've actually told the story a couple

373
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of times, many Friday nights ago, maybe three four years ago.

374
00:22:56.039 --> 00:22:58.640
We're out at one of those pop up craft brew

375
00:22:58.759 --> 00:23:01.599
places that are all there, and I'm with a few

376
00:23:01.759 --> 00:23:04.359
very close friends that I've known for years, and the

377
00:23:04.559 --> 00:23:07.680
talk turns to AI. And here's what they say. One

378
00:23:07.680 --> 00:23:10.079
of them says, yeah, I talked to the IT guy.

379
00:23:10.359 --> 00:23:13.319
And another one says, I write an article. And I

380
00:23:13.359 --> 00:23:17.759
actually got mad at my friends. Stop it, download play,

381
00:23:18.960 --> 00:23:22.640
go into chat GPT and ask it to help you

382
00:23:22.680 --> 00:23:27.680
write something or And I have a very astute, very

383
00:23:27.680 --> 00:23:31.799
successful in a student financial contact that I know of

384
00:23:32.160 --> 00:23:36.039
a bit of a friend, and we're talking about somebody

385
00:23:36.799 --> 00:23:40.880
who is using AI tools but it is still somehow

386
00:23:40.920 --> 00:23:45.920
apprehensive that they're being left behind. And my financial friend said, no,

387
00:23:46.480 --> 00:23:49.599
she's at the table, she's part of the experiment. So

388
00:23:50.279 --> 00:23:52.640
you know, Bunny, to whether you're saying I want to

389
00:23:52.640 --> 00:23:55.240
set up a clone teach it to prompt. You know,

390
00:23:55.400 --> 00:23:59.920
I use chat GPT. There is no way I'm writing

391
00:24:00.160 --> 00:24:04.680
a request for quote what a program management office staffing

392
00:24:04.720 --> 00:24:09.039
pictures should look like. I want to be editing within

393
00:24:09.279 --> 00:24:12.279
I want to be editing three to five pages within

394
00:24:12.400 --> 00:24:17.319
three minutes. That's how I roll. And so you know,

395
00:24:17.359 --> 00:24:20.960
whether you're you, you apologize for bringing up what I

396
00:24:20.960 --> 00:24:25.440
thought was the perfect example. Get out there and try something.

397
00:24:25.839 --> 00:24:30.119
Take a course at the library. I mean, really, they

398
00:24:30.160 --> 00:24:34.279
make it so easy now, co pilot, Claude, Chat GPT.

399
00:24:35.359 --> 00:24:37.319
I mean I get the paid version of the of

400
00:24:37.359 --> 00:24:39.640
a couple of them, but you can get the free

401
00:24:39.680 --> 00:24:44.480
And so when a person says I downloaded a collaboration

402
00:24:44.680 --> 00:24:49.160
tool like Slack or a buddy and I use teams

403
00:24:49.640 --> 00:24:52.240
to plan some little getaway or something, just so we

404
00:24:52.319 --> 00:24:55.400
could give it a try, you know, it doesn't take

405
00:24:55.440 --> 00:24:58.480
too many turns on the board. If you're doing a

406
00:24:58.559 --> 00:25:03.400
little of that. You using chat GPT to help produce something.

407
00:25:03.920 --> 00:25:07.960
All of a sudden, you've gone from outside looking into inside.

408
00:25:08.200 --> 00:25:10.440
As my friend put it, part of the experiment.

409
00:25:11.160 --> 00:25:15.440
Do you know what I did yesterday? I had chat

410
00:25:15.599 --> 00:25:24.039
my chat GPT clone helped me create a real personalized menu.

411
00:25:24.480 --> 00:25:27.920
I mean, so I'm learning about ways that you can

412
00:25:28.039 --> 00:25:33.519
use artificial intelligence just in everyday life, which is which

413
00:25:33.519 --> 00:25:34.640
I find super cool.

414
00:25:36.000 --> 00:25:40.079
I couldn't be happier because you know, I'm sure you'd

415
00:25:40.079 --> 00:25:42.640
be polite and listen. But the fact that you're saying,

416
00:25:42.640 --> 00:25:45.720
oh no, that's I'm doing something similar. You know, if

417
00:25:45.759 --> 00:25:51.039
we had that apprehensive person, the third person here that

418
00:25:51.039 --> 00:25:54.599
we're trying to help, if they wouldn't get a little confidence.

419
00:25:54.640 --> 00:25:56.519
I mean, if I have to grab their fingers and

420
00:25:56.559 --> 00:25:59.039
put it on a mouse and show them where to click.

421
00:25:59.599 --> 00:26:02.839
But I mean, you know, this conversation is good because

422
00:26:03.799 --> 00:26:06.119
you're showing what you're doing with it, what I'm doing

423
00:26:06.119 --> 00:26:09.400
with it, and you know that moves you into the

424
00:26:09.440 --> 00:26:14.559
conversation because then when you hear about you know, I

425
00:26:14.640 --> 00:26:20.319
just read an article at Wall Street Journal about employees,

426
00:26:20.440 --> 00:26:22.880
so you know, everybody needs their own brand today and

427
00:26:22.920 --> 00:26:24.640
a lot of things we didn't have to worry about

428
00:26:24.680 --> 00:26:28.119
coming up. One of the things you can adopt in

429
00:26:28.160 --> 00:26:32.559
an organization, especially a company corporation, is that you can

430
00:26:32.599 --> 00:26:35.240
be somebody who can help the people around you use

431
00:26:35.279 --> 00:26:40.240
these tools do their jobs better. You get a few

432
00:26:40.319 --> 00:26:44.200
laps around the track on that, and you've got a story,

433
00:26:44.440 --> 00:26:48.359
you know what I mean. But welcome to the cohort.

434
00:26:48.480 --> 00:26:50.160
Go ahead, Sorry, let's tivot.

435
00:26:49.920 --> 00:26:53.440
A little bit because I've watched the time and good

436
00:26:53.720 --> 00:26:58.960
these conversations just go so fast. So you have worked

437
00:26:59.039 --> 00:27:05.880
extensively in cybersecurity, right, So what are some online common

438
00:27:05.960 --> 00:27:11.359
online risks that you see older professionals or just anybody

439
00:27:11.400 --> 00:27:14.799
at the stage of life running into and watching out for.

440
00:27:15.440 --> 00:27:19.640
Well, you know what, you really got to know what

441
00:27:19.640 --> 00:27:22.359
you're clicking on now, mind you. The cyber security I've

442
00:27:22.359 --> 00:27:26.720
done has been more corporate and public sector agency, where

443
00:27:26.759 --> 00:27:29.880
you know, I've been a point person on I've done

444
00:27:29.880 --> 00:27:33.119
you know what. By the way, though, how can you

445
00:27:33.160 --> 00:27:37.839
get into something? It turns out that even a robotics

446
00:27:37.880 --> 00:27:41.720
company needs procurement, And the way I got started into

447
00:27:41.720 --> 00:27:46.400
cybersecurity was no more than offering to help do some scheduling,

448
00:27:46.559 --> 00:27:50.640
some procurement score and RFP you see what I mean.

449
00:27:51.559 --> 00:27:53.400
But I'm more on that end. But I think the

450
00:27:53.480 --> 00:27:56.519
number one thing, whether you're a user and a corporation,

451
00:27:56.720 --> 00:27:59.920
whether you're a private individual, if you go to click

452
00:28:00.079 --> 00:28:04.079
on something and it is not one solid it needs

453
00:28:04.119 --> 00:28:06.759
to look like it did yesterday. It needs to say

454
00:28:07.240 --> 00:28:12.519
acme dot com or Amazon dot com, not some strange

455
00:28:12.559 --> 00:28:17.279
amalgamation of or misspellings. And the other thing too about

456
00:28:17.279 --> 00:28:21.960
clicking is if it says you must it's urgent and

457
00:28:22.000 --> 00:28:26.680
there's a threat, Let's let's be honest. The registery of

458
00:28:26.759 --> 00:28:29.440
mode of vehicles can be heavy handed or whatever you

459
00:28:29.480 --> 00:28:33.480
call them and wherever you are, but but they're not

460
00:28:33.559 --> 00:28:36.240
going to call you up and say, if you don't

461
00:28:36.240 --> 00:28:39.720
click on this, we're going to do something dastardly to you.

462
00:28:40.480 --> 00:28:43.519
And and so you really want to be getting this

463
00:28:43.680 --> 00:28:47.839
mindset that says, you know, if it's a if it's

464
00:28:47.839 --> 00:28:53.359
a excessively urgent and and you're being asked to share

465
00:28:53.519 --> 00:28:57.960
things or give money, and then right away a full stop.

466
00:28:58.920 --> 00:29:00.839
One of the and you've you've had some training and

467
00:29:00.880 --> 00:29:02.440
done some work here too. One of the things you

468
00:29:02.480 --> 00:29:06.319
can always do is take a look at the URL

469
00:29:06.640 --> 00:29:10.519
and paste it into a notepad or something and really see,

470
00:29:11.119 --> 00:29:12.799
you know, and if it turns out it's a bunch

471
00:29:12.799 --> 00:29:18.000
of strange misspellings and xyz wherever type thing, then you know,

472
00:29:18.119 --> 00:29:20.759
full stop. But really, the most important thing I think

473
00:29:20.799 --> 00:29:24.240
to say is to make sure that as soon as

474
00:29:24.240 --> 00:29:29.720
you see pressure, urgency, a request to share money or information,

475
00:29:30.519 --> 00:29:32.359
then you've got to just train yourself to come to

476
00:29:32.400 --> 00:29:35.680
a stop and really go slow. How does that sound?

477
00:29:36.400 --> 00:29:40.079
That sounds great? And I'm also going to say, like, so, Mike,

478
00:29:40.160 --> 00:29:43.359
we're sitting here having a conversation about all of this,

479
00:29:44.279 --> 00:29:49.200
what are maybe three different things that you do personally

480
00:29:50.079 --> 00:29:54.000
to protect yourself against cybersecurity risks that are out there?

481
00:29:56.240 --> 00:29:58.160
Well, what are some what are some.

482
00:29:58.119 --> 00:30:01.720
Habits that you that are like simple ongoing habits that

483
00:30:01.799 --> 00:30:02.160
you have.

484
00:30:02.960 --> 00:30:09.160
Do you know it's really hard to make me click now.

485
00:30:11.799 --> 00:30:15.319
I mean I really I'm pretty good. You know you've

486
00:30:15.359 --> 00:30:19.400
got some background, but I remember getting a message on

487
00:30:19.440 --> 00:30:22.960
my telephone that looks like it was from an official

488
00:30:23.000 --> 00:30:27.599
public sector sector agency that I do things with. And basically,

489
00:30:28.400 --> 00:30:30.759
you shouldn't be clicking on stuff. It's just not how

490
00:30:30.799 --> 00:30:33.839
it works. You don't need to hit a button the

491
00:30:33.920 --> 00:30:37.000
normal discourse is to get an email that asks for something.

492
00:30:37.559 --> 00:30:40.039
You can respond by email, and if you don't like

493
00:30:40.079 --> 00:30:42.160
the smell of it, you make a phone call until

494
00:30:42.200 --> 00:30:43.279
you hear a counterparty.

495
00:30:43.920 --> 00:30:44.160
Right.

496
00:30:45.119 --> 00:30:47.079
I know some of the investment people, you know, I

497
00:30:47.079 --> 00:30:49.720
do a lot of public sector and I remember being

498
00:30:49.720 --> 00:30:54.079
on a call with Treasury of the Treasury Department. It's

499
00:30:54.079 --> 00:30:57.319
all Boston, and that's what they do when they get

500
00:30:57.319 --> 00:30:59.440
a request for an investment call or one of the

501
00:30:59.480 --> 00:31:02.759
other things they want. They call until they hear what

502
00:31:02.799 --> 00:31:05.039
they call a known voice.

503
00:31:06.319 --> 00:31:11.319
Yes, absolutely, yeah, because banks and stuff, they're not going

504
00:31:11.359 --> 00:31:14.640
to be sending you a text message. You call the

505
00:31:14.720 --> 00:31:18.640
bank and say, hey, is my account really going to

506
00:31:18.720 --> 00:31:22.799
be shut down? In almost percent of the cases they're.

507
00:31:22.640 --> 00:31:26.880
Not, that's right. And you know there is like, for instance,

508
00:31:27.680 --> 00:31:30.240
I had my church actually had a small account that

509
00:31:30.279 --> 00:31:33.319
we all forgot about, and we get a letter of dormancy.

510
00:31:33.400 --> 00:31:37.039
But that came in the mail, and you know you

511
00:31:37.079 --> 00:31:40.480
and you could call and sure enough it was on

512
00:31:40.599 --> 00:31:43.839
bank letterhead and you called and the receptionist said, you

513
00:31:43.880 --> 00:31:46.880
know bank ABC. So I think you know you asked

514
00:31:46.920 --> 00:31:48.640
me a few things like that. I think the first

515
00:31:48.720 --> 00:31:52.039
is really train yourself not to just click on the

516
00:31:52.039 --> 00:31:56.279
button or the link it, you know, really stop and go.

517
00:31:57.200 --> 00:32:00.519
I think to this business of you know, watching out

518
00:32:00.559 --> 00:32:05.559
for urgency, But I also do I don't know if

519
00:32:05.559 --> 00:32:08.319
it's the best thing that's out there, but I do

520
00:32:08.400 --> 00:32:14.680
have a LifeLock subscription. I do think that too. I

521
00:32:14.720 --> 00:32:16.839
think some of that stuff makes sense. You know, for

522
00:32:16.920 --> 00:32:19.920
twenty five bucks a month or whatever it is, you're

523
00:32:19.960 --> 00:32:24.000
really getting quite a level of insurance. Well, you know what,

524
00:32:24.440 --> 00:32:27.440
given your back again, I know you've got just a

525
00:32:27.559 --> 00:32:31.319
ton of finance background. The fact that you've got LifeLock

526
00:32:31.400 --> 00:32:32.440
makes me feel good too.

527
00:32:34.039 --> 00:32:39.240
Okay, Well, so yeah, and anybody who's listening, this is

528
00:32:39.279 --> 00:32:43.319
not this just came up organically. They're not.

529
00:32:43.480 --> 00:32:46.920
We're not involved with them, right, there's no sales commission.

530
00:32:47.759 --> 00:32:52.160
No. So let's talk a little bit about community and connection.

531
00:32:52.359 --> 00:32:56.519
So you've talked about the power of community and how

532
00:32:56.559 --> 00:33:00.400
does stay in socially and professionally connected think how do

533
00:33:00.519 --> 00:33:03.920
you think that affects your sense of fulfillment because I

534
00:33:03.960 --> 00:33:07.039
think in a lot of cases, when people are making

535
00:33:07.079 --> 00:33:11.200
a big transition at this point in life, they're a

536
00:33:11.200 --> 00:33:15.000
little bit lost. So how do you how would you

537
00:33:15.119 --> 00:33:18.759
say what comes to mind if you think how am

538
00:33:18.799 --> 00:33:21.799
I going to stay socially and professionally connected so that

539
00:33:22.039 --> 00:33:23.839
I have a sense of fulfillment.

540
00:33:24.440 --> 00:33:27.200
Well, I thank you such a great question. I'm going

541
00:33:27.279 --> 00:33:31.680
to start by just focusing on professional networking and what

542
00:33:31.759 --> 00:33:33.279
I like to do for people. I actually have a

543
00:33:33.279 --> 00:33:36.599
little booklet about this. I have a course that's registered

544
00:33:36.599 --> 00:33:39.759
with their Commonwealth here that's you can actually get reimbursed.

545
00:33:39.759 --> 00:33:43.319
And again I'm not plugging, I'm just saying we've done

546
00:33:43.359 --> 00:33:45.400
some work on this, you know what I mean, And

547
00:33:45.680 --> 00:33:47.440
I've been able to get some grad students to help me,

548
00:33:47.440 --> 00:33:51.200
you know, so let's have some fun for me. Some

549
00:33:51.279 --> 00:33:54.279
people are just so comfortable they can go into that big,

550
00:33:54.359 --> 00:33:58.240
noisy room with you know, everybody caffeinated and they're good

551
00:33:58.240 --> 00:34:02.119
to go. But what if you're not. Well, there's a

552
00:34:02.119 --> 00:34:05.799
woman whose books I buy called Karen Wickery, and she

553
00:34:06.000 --> 00:34:08.559
was positioned. I met her at you know, the Wired magazine.

554
00:34:08.559 --> 00:34:10.880
It's about as hip and attecht as you can be.

555
00:34:11.519 --> 00:34:13.760
She did a I went to a Wired conference a

556
00:34:13.840 --> 00:34:16.320
number of years ago, and she was a speaker, and

557
00:34:17.559 --> 00:34:19.920
she's just a gas and she's got books on networking

558
00:34:20.280 --> 00:34:21.960
and one of the things she says, Now we're going

559
00:34:22.000 --> 00:34:24.880
to do is talk about this cohort, and we're not

560
00:34:24.960 --> 00:34:27.360
going to worry about the people who are just fine

561
00:34:27.400 --> 00:34:29.519
with three hundred people at the Chamber of Commerce. They

562
00:34:29.519 --> 00:34:32.400
can take care of themselves. But what about the introvert,

563
00:34:32.800 --> 00:34:35.159
What about the person who hasn't done much of this? Well,

564
00:34:35.199 --> 00:34:38.119
let's let's work on that for a minute. Her One

565
00:34:38.159 --> 00:34:40.880
of her subtitles, or her early versions of the book was

566
00:34:40.880 --> 00:34:44.239
something to the effect of the secret power of introverts.

567
00:34:44.280 --> 00:34:50.000
They love to listen, and that's a very disarming someone

568
00:34:50.039 --> 00:34:55.440
who's genuinely interested. That is a very powerful dynamic. So

569
00:34:55.920 --> 00:34:58.679
here's you know, you mentioned about practical tips and stuff.

570
00:34:59.360 --> 00:35:00.840
If you're in a i'm not sure or where to

571
00:35:00.880 --> 00:35:04.039
place yourself, if you feel like, okay, I'm in the

572
00:35:04.079 --> 00:35:07.039
privacy of your living room or home office, you're saying,

573
00:35:07.079 --> 00:35:10.679
actually I'm scared. Here's what you do. You can pick

574
00:35:10.800 --> 00:35:13.920
a scripted format. So instead of going to that Chamber

575
00:35:14.000 --> 00:35:16.639
of Commerce with three hundred people trying to talk over

576
00:35:16.639 --> 00:35:19.320
each other, go to some place where there's a lecture

577
00:35:19.360 --> 00:35:22.400
you're interested, with a Q and A afterwards. Now that

578
00:35:22.599 --> 00:35:26.639
is what I call a scripted format. You're seated, you

579
00:35:26.719 --> 00:35:29.400
get some information and so what you're going to talk

580
00:35:29.400 --> 00:35:34.079
about in the Q and A requires no creativity or

581
00:35:34.800 --> 00:35:37.719
effort on your part. And you know, I think what

582
00:35:37.760 --> 00:35:39.559
you want to do. One of the words I use

583
00:35:40.039 --> 00:35:44.440
in all this is intentional. Obviously I use the word collaborative,

584
00:35:45.079 --> 00:35:47.920
but I think you really want to be intentional. And

585
00:35:47.960 --> 00:35:50.760
it's perfectly okay to say, wow, I'm not I have

586
00:35:50.920 --> 00:35:52.920
never really been good at this. I mean, yeah, I

587
00:35:53.000 --> 00:35:55.880
go out for a drink afterwards or something. But putting

588
00:35:55.920 --> 00:35:59.920
yourself in a position where you can start some professional networking,

589
00:36:00.239 --> 00:36:02.760
but doing in a way like I described, it's a

590
00:36:02.800 --> 00:36:05.960
low key kind of scripted leads to a Q and

591
00:36:06.000 --> 00:36:09.000
A or something like that. You do a couple of those,

592
00:36:09.239 --> 00:36:12.039
and you know, all of a sudden, you're not a

593
00:36:12.119 --> 00:36:15.320
newbie anymore, and then you can maybe up the game

594
00:36:15.360 --> 00:36:15.840
a little bit.

595
00:36:16.880 --> 00:36:20.719
Well, you've talked about coworking spaces. I've also done that

596
00:36:20.760 --> 00:36:23.599
in the past, with you know, having one of those

597
00:36:23.639 --> 00:36:26.559
little a little place where I have access to a

598
00:36:26.559 --> 00:36:29.119
bunch of different things, and then being able to talk

599
00:36:29.159 --> 00:36:32.360
to all those fascinating people that are you know also

600
00:36:32.440 --> 00:36:36.199
there at that co working space. But the one that's

601
00:36:36.280 --> 00:36:40.679
relevant to me, And this question is volunteer groups. I'm

602
00:36:40.719 --> 00:36:43.119
because of doing a senior mission here and we're going

603
00:36:43.199 --> 00:36:46.000
to be here for like another six months. We have

604
00:36:46.199 --> 00:36:50.280
met all these fantastic people because of the volunteer groups.

605
00:36:50.320 --> 00:36:53.519
The Hawaii Food Bank, Oh my goodness, I've got some

606
00:36:53.599 --> 00:36:57.199
great friends there now that are all people from all

607
00:36:57.280 --> 00:37:00.440
kinds of diverse backgrounds. But the question that I'm trying

608
00:37:00.440 --> 00:37:03.679
to get at because I'm thinking about how are things,

609
00:37:03.760 --> 00:37:05.880
you know, how are things relating to me now at

610
00:37:05.880 --> 00:37:08.599
this stage of my life. I'm thinking about, you know,

611
00:37:08.639 --> 00:37:15.079
how can coworking spaces, mentorship circles, or volunteer groups play

612
00:37:15.119 --> 00:37:17.599
a role in this new chapter.

613
00:37:18.599 --> 00:37:23.159
Well, the first thing, all is the philosophers say no thyself.

614
00:37:23.280 --> 00:37:27.760
If you are somebody who's bursting with ideas and confidence,

615
00:37:28.159 --> 00:37:32.440
well go straight, you know, skip, go and go find

616
00:37:32.480 --> 00:37:35.920
the personal board and start testing those ideas. But if

617
00:37:35.920 --> 00:37:39.039
that's not you, the idea that you can use some

618
00:37:39.079 --> 00:37:44.679
purposive networking. I always say that I love your examples, Banita.

619
00:37:44.880 --> 00:37:48.440
I'll tell you what I stumbled on something maybe ten

620
00:37:48.519 --> 00:37:51.239
years ago that next time would be intentional, and I'm

621
00:37:51.280 --> 00:37:55.320
trying to help people. So I decided My town has

622
00:37:55.360 --> 00:37:58.800
a former government, you know, town meeting that's a legislative body.

623
00:37:59.880 --> 00:38:01.400
And I went for years and years and they kept

624
00:38:01.400 --> 00:38:03.159
saying you should vlunteer for something. And finally I said,

625
00:38:03.159 --> 00:38:05.400
you know, I really should volunteer for something. So I

626
00:38:05.559 --> 00:38:07.639
put down in the talent blank. You know, I got

627
00:38:07.639 --> 00:38:10.480
a master's in management. I'm comfortable with money, whatever it is.

628
00:38:10.840 --> 00:38:14.039
And I ended up being the chair of the audit committee. Now,

629
00:38:14.119 --> 00:38:17.920
aside from meeting some really cool business people, let me

630
00:38:17.920 --> 00:38:20.800
tell you what else happened that next time would be intentional.

631
00:38:21.320 --> 00:38:23.800
So it turns out I work in public sector in

632
00:38:23.960 --> 00:38:29.960
retirement and pension, and as the audit committee, we were

633
00:38:29.960 --> 00:38:34.199
on the receiving end of all the actual elect valuations

634
00:38:34.840 --> 00:38:39.000
accounting statements for the town to the retirement board. And

635
00:38:39.039 --> 00:38:42.840
so you want to talk about a different perspective, I

636
00:38:42.840 --> 00:38:47.000
would have paid for that. And so you when I'm

637
00:38:47.039 --> 00:38:52.360
so glad you brought up volunteer, because do some volunteering

638
00:38:52.519 --> 00:38:55.679
simply because you're being generous a soul and you don't

639
00:38:55.679 --> 00:38:58.079
know who you're going to meet. But you also can

640
00:38:58.119 --> 00:39:01.559
do some volunteering because you think way I could actually

641
00:39:01.760 --> 00:39:05.400
pick up some skills or talk to people who are

642
00:39:05.440 --> 00:39:08.320
in a sector I'm interested in. I mean, and you know,

643
00:39:08.320 --> 00:39:11.039
if you're willing to volunteer in the I come out

644
00:39:11.039 --> 00:39:13.440
of Ernst and Young and Deloitte, if you're a newbie

645
00:39:13.480 --> 00:39:16.000
at a big consulting firm, if you're willing to volunteer

646
00:39:16.039 --> 00:39:18.760
to help write proposals, You're going to meet people at

647
00:39:18.800 --> 00:39:21.360
all levels of the organization. You're going to lose a

648
00:39:21.400 --> 00:39:23.800
few weekends, it's going to be some hard, long hours,

649
00:39:24.039 --> 00:39:27.719
but in a few months, a couple of proposals and

650
00:39:27.800 --> 00:39:31.280
suddenly you know people. So I'm picking up on your

651
00:39:31.920 --> 00:39:33.920
idea and really trying to grow it.

652
00:39:35.000 --> 00:39:40.679
Well, I I am such an after I mean, we've

653
00:39:40.679 --> 00:39:44.079
been here for six months and just the width and

654
00:39:44.199 --> 00:39:48.599
breadth of experiences we've had because of volunteering and serving

655
00:39:48.639 --> 00:39:51.559
in a lot of different capacities. I got to tell you.

656
00:39:51.639 --> 00:39:53.719
I have to tell you about one that happened two

657
00:39:53.719 --> 00:39:59.440
weeks ago. I got to volunteer with Travel Visions Aloha,

658
00:39:59.599 --> 00:40:04.360
which is a nonprofit for blind people. Guess what I

659
00:40:04.400 --> 00:40:08.480
got to do. I got to go and be in

660
00:40:08.760 --> 00:40:14.599
a lagoon with dolphins and take this little blind gal

661
00:40:14.760 --> 00:40:20.639
in and meet a dolphin in a lagoon, and that

662
00:40:20.760 --> 00:40:24.880
was such a special experience because again, it's a whole

663
00:40:24.920 --> 00:40:29.840
another group of people. I've never met. The blind people

664
00:40:29.880 --> 00:40:32.800
that were participating. They're all people that have lost their

665
00:40:32.840 --> 00:40:35.239
sight for one reason or another. But they're all people

666
00:40:35.280 --> 00:40:40.199
that have different life backgrounds. And then of course the volunteers,

667
00:40:40.239 --> 00:40:43.119
and you know, it's just gives you a I think

668
00:40:43.159 --> 00:40:46.519
that volunteering and serving gives you a whole different perspective

669
00:40:46.559 --> 00:40:47.840
on life.

670
00:40:48.119 --> 00:40:48.559
I love it.

671
00:40:48.639 --> 00:40:53.280
So we are, Oh, Mike, I can't believe it. We're

672
00:40:53.360 --> 00:40:57.719
running out of time. How to finances and purpose. We've

673
00:40:57.760 --> 00:40:59.559
talked about, you know, finding purpose in a lot of

674
00:40:59.599 --> 00:41:02.519
different way. How do you think finances and purpose kind

675
00:41:02.599 --> 00:41:05.800
of intersect during this transition.

676
00:41:06.800 --> 00:41:09.000
Well, I'll tell you what. The words I've been using

677
00:41:09.079 --> 00:41:15.239
lately are in intentional, collaborative, realistic, and nimble. And I

678
00:41:15.239 --> 00:41:18.440
think when you come around finance, you definitely want to

679
00:41:18.480 --> 00:41:20.239
be realistic and if you need to get some of

680
00:41:20.280 --> 00:41:22.960
the peeps around you to help you, you know, you

681
00:41:23.000 --> 00:41:25.599
really want to know the difference between I'm going to

682
00:41:25.960 --> 00:41:28.599
get a second mortgage and do something that's high risk

683
00:41:29.119 --> 00:41:30.920
versus I'm going to put my toe in the water

684
00:41:31.039 --> 00:41:34.280
on one of these freelance platforms, and so I think

685
00:41:34.320 --> 00:41:38.639
some you know, some financial discipline and uh and and

686
00:41:38.719 --> 00:41:41.960
some honest and some realistic look at your at your

687
00:41:42.199 --> 00:41:46.119
risk appetite and your context is probably a smart thing

688
00:41:46.159 --> 00:41:46.360
to do.

689
00:41:47.119 --> 00:41:50.800
Yeah, well, what do you think are some I'm going

690
00:41:50.880 --> 00:41:54.320
to start wrapping up with. I like to give people

691
00:41:54.400 --> 00:41:58.559
some actionable steps, something that they can take away and do.

692
00:41:59.239 --> 00:42:02.800
What would you say would be some small confidence building

693
00:42:02.920 --> 00:42:08.960
wins that help people regain momentum when they're starting something new.

694
00:42:09.679 --> 00:42:11.920
Well, I think the first thing they can do is

695
00:42:12.320 --> 00:42:16.239
pick up in this networking concept. And you know, I

696
00:42:16.599 --> 00:42:20.159
literally have a table in a little booklet that has

697
00:42:20.239 --> 00:42:24.519
three or four columns that goes from utterly safe to okay,

698
00:42:24.559 --> 00:42:27.440
you'll have to do a little bit of conversational initiative

699
00:42:27.800 --> 00:42:31.960
to you know, the highly caffeinated three hundred person mix.

700
00:42:32.960 --> 00:42:35.840
I can't think of anything more important. I have this

701
00:42:35.920 --> 00:42:37.960
new thing I've been working on. So it's not like

702
00:42:38.000 --> 00:42:41.800
it's anything fancy, but I call it topical networking, and

703
00:42:41.840 --> 00:42:44.199
that's I'm interested in a subject. And I could take

704
00:42:44.199 --> 00:42:47.559
the course on LinkedIn, but maybe I can go to

705
00:42:47.639 --> 00:42:50.800
a lecture, a meet up at the library a local

706
00:42:50.880 --> 00:42:55.760
university and that topical networking when you show up with

707
00:42:55.840 --> 00:42:58.599
a genuine interest and find some people who know something

708
00:43:00.239 --> 00:43:02.719
that that could help create some momentum.

709
00:43:03.639 --> 00:43:03.880
Right.

710
00:43:04.559 --> 00:43:09.039
Well, well, part of our little title that we had

711
00:43:09.519 --> 00:43:14.039
for this podcast episode whatever was your dreams. So if

712
00:43:14.079 --> 00:43:17.679
somebody's listening today, one of our listeners is wants to,

713
00:43:18.679 --> 00:43:23.920
like you say, harvest your dreams. What's one step that

714
00:43:24.000 --> 00:43:26.880
they could take this week to begin?

715
00:43:28.039 --> 00:43:31.719
I would offer to two steps. One is do some

716
00:43:31.800 --> 00:43:36.079
kind of networking. Start thinking about what your comfort zone,

717
00:43:36.559 --> 00:43:39.360
go find something, yeah, And the other one is begin

718
00:43:39.519 --> 00:43:45.159
that capture. Start looking back through old email systems, notes,

719
00:43:45.400 --> 00:43:48.920
clean up a file drawer of old projects. And what

720
00:43:48.960 --> 00:43:52.400
you're looking for are when you did something was actually

721
00:43:52.440 --> 00:43:58.239
cool and maybe it wasn't a primary job activity, but

722
00:43:58.599 --> 00:44:00.760
you enjoyed it. And you know, so if you were

723
00:44:00.800 --> 00:44:03.719
getting out there and meeting some new people once or

724
00:44:03.719 --> 00:44:06.880
twice a month, and you were starting a harvest. And

725
00:44:07.079 --> 00:44:10.679
I like the word harvest because in order to be prospective,

726
00:44:11.159 --> 00:44:14.840
I think it's healthy to do a little reflection and retrospective.

727
00:44:15.320 --> 00:44:15.599
If you.

728
00:44:17.519 --> 00:44:19.599
Watch your planting scenes.

729
00:44:19.360 --> 00:44:23.159
That's right, So I think you know to to I

730
00:44:23.239 --> 00:44:25.159
know you've been watching time. I know you're good at that.

731
00:44:25.320 --> 00:44:28.960
So I would say that if the person again, I

732
00:44:29.000 --> 00:44:31.039
don't care if it's in a notepad on a computer,

733
00:44:31.719 --> 00:44:33.800
if it's in a moleskin book or a rolled up

734
00:44:33.800 --> 00:44:37.199
piece of paper, start capturing some things that intrigue you

735
00:44:37.239 --> 00:44:40.159
and organize them and go through them. And then at

736
00:44:40.159 --> 00:44:43.760
the same time get yourself out there. And Steve Dubin,

737
00:44:43.840 --> 00:44:46.400
the person who introduces he and I have this wonderful debate.

738
00:44:46.760 --> 00:44:48.559
He said, oh, you got to do something every week.

739
00:44:49.280 --> 00:44:51.960
I will actually be the other end of it. If

740
00:44:51.960 --> 00:44:55.400
you did six or eight events a year, at the

741
00:44:55.480 --> 00:44:57.920
end of two years, you've done a ton of stuff

742
00:44:58.000 --> 00:45:02.199
and you're not afraid anymore. You got contacts, and so

743
00:45:02.679 --> 00:45:06.119
you know, let's let your listener season to taste. But

744
00:45:06.519 --> 00:45:08.960
I think those two things starting to look back and

745
00:45:09.320 --> 00:45:11.800
in a way of harvesting what you've had so you

746
00:45:11.840 --> 00:45:15.199
can turn it into your dream and getting out there

747
00:45:15.239 --> 00:45:18.920
with some professional networking and some weather volunteering. However, just

748
00:45:18.960 --> 00:45:23.000
getting out there you get those two things going. I

749
00:45:23.000 --> 00:45:24.960
think you're getting underway.

750
00:45:25.400 --> 00:45:28.719
Yeah, absolutely well so, And I just just a reminder

751
00:45:29.000 --> 00:45:33.000
to everyone. On my website is a place where I

752
00:45:33.039 --> 00:45:37.079
have what I call bonus downloads Mike's information will be there.

753
00:45:37.079 --> 00:45:38.840
They'll be like a little flyer with all of his

754
00:45:38.920 --> 00:45:40.920
information if you want to get in touch with him

755
00:45:40.960 --> 00:45:45.000
about any of this. And so with that, our time

756
00:45:45.239 --> 00:45:46.960
is gone, Mike.

757
00:45:47.880 --> 00:45:48.760
And so.

758
00:45:50.679 --> 00:45:54.400
Yeah, I just appreciate you being here with me, and

759
00:45:55.239 --> 00:45:59.639
I really feel like we've given some good value and

760
00:46:00.480 --> 00:46:03.519
the people have some actionable steps that they can take

761
00:46:04.199 --> 00:46:06.360
to get out there and do something like this and

762
00:46:06.440 --> 00:46:08.960
get going on a whole nother adventure.

763
00:46:10.119 --> 00:46:12.679
Well, thank you for being such a participant, not just

764
00:46:12.760 --> 00:46:13.239
a host.

765
00:46:16.320 --> 00:46:21.039
Well it's more fun that way. Great, all right, And

766
00:46:21.119 --> 00:46:24.079
with that, thank you so much for joining the Ask

767
00:46:24.239 --> 00:46:28.360
Good Questions Podcast and we will see you next time.

768
00:46:29.280 --> 00:46:29.719
Bye bye.

769
00:46:29.719 --> 00:46:36.599
For now, today's episode is over. But we did Ask

770
00:46:36.679 --> 00:46:39.679
Good Questions again, didn't We don't miss out as we

771
00:46:39.840 --> 00:46:44.199
broadcast live every Wednesday, six pm Eastern Time on W

772
00:46:44.360 --> 00:46:48.920
FOURCY Radio at w fourcy dot com. Joined Banina Bell

773
00:46:49.000 --> 00:46:54.320
Anderson next week for more conversations with experts on finances, retirement,

774
00:46:54.440 --> 00:46:58.960
behavioral finance issues, health and wellness and more. Until then,

775
00:46:59.400 --> 00:47:02.199
remember to ask Good Questions.

776
00:47:05.599 --> 00:47:05.639
M